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New 2025 GMC Sierra 3500HD Denali
Price $116,179.00
Price $121,179
  • Non-Stackable Cash Delivery Allowance (NSCDA) - CBG
    -$5,000
    Required packages: 5SA
    Valid from 2025/05/01 - 2025/06/02
Sale Price $116,179
Advertised Prices Do Not Include $595.00 Documentation And $150.00 Fuel If Applicable And Are Subject To Applicable Taxes And Levies. Prices And Payments Are Subject To Change Based On Manufacturer Incentives, Vehicles Are Subject To Availability.
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    New 2025 GMC Sierra 3500HD Denali

    4WD Crew Cab Standard Box Denali
    Finance from
    $738
    $121,179.00 x 84 months @ 2.99% APR with $0.00 down payment (4.29% effective rate, cost of borrowing $13,192.84). Plus taxes and licence.
    / Biweekly
    Lease from
    $849
    $121,179.00 x 48 months @ 7.9% APR with $0.00 down payment (16,000 km/yr lease allowance, 9.41% effective rate, cost of borrowing $29,594.95). Plus taxes and licence.
    / Biweekly
    Sale Price
    $116,179
    Advertised Prices Do Not Include $595.00 Documentation And $150.00 Fuel If Applicable And Are Subject To Applicable Taxes And Levies. Prices And Payments Are Subject To Change Based On Manufacturer Incentives, Vehicles Are Subject To Availability.
    + Taxes and Fees
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    2025 GMC Sierra 3500HD 2025 GMC Sierra 3500HD 2025 GMC Sierra 3500HD 2025 GMC Sierra 3500HD 2025 GMC Sierra 3500HD 2025 GMC Sierra 3500HD
    2025 GMC Sierra 3500HD 2025 GMC Sierra 3500HD 2025 GMC Sierra 3500HD 2025 GMC Sierra 3500HD 2025 GMC Sierra 3500HD 2025 GMC Sierra 3500HD
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    2025 GMC Sierra 3500HD
    Confirm Availability
    Vehicle Details
      Body Style
      Truck
      Engine
      6.6L 8Cyl
      Exterior Colour
      White
      Interior Colour
      Black
      Transmission
      Automatic
      Drivetrain
      4×4
      Doors
      4
      VIN
      1GT4UWEY8SF256779
      Stock #
      5207570
      Condition
      New
      Trim Details
      4WD Crew Cab Standard Box Denali

    Discover the 2025 GMC Sierra 3500HD Denali: A Masterpiece of Power, Precision, and Luxury for the Modern Canadian Driver

    The 2025 GMC Sierra 3500HD Denali is a powerhouse designed for those who demand the best in performance and luxury. With its robust 6.6L Duramax Turbo-Diesel V8 engine, delivering an impressive 470 hp and 975 lb-ft of torque, this truck is built to conquer any terrain with ease. The advanced 10-speed automatic transmission ensures smooth handling, while the 4x4 drivetrain and locking/limited slip differential provide unmatched traction and control.

    Inside, the Denali Reserve Package offers a luxurious experience with leather seats, heated and cooled front seats, and a heated steering wheel. The 15" diagonal head-up display and rear camera mirror enhance your driving experience, providing crucial information at a glance. Stay connected with the 13.4" diagonal premium GMC infotainment system, featuring Google built-in apps, wireless Android Auto, and Apple CarPlay.

    Safety is paramount, with features like blind spot monitoring, lane departure warning, and front collision mitigation. The power-retractable assist steps and integrated tailgate step ensure easy access, while the 20" ultra-bright machined wheels add a touch of elegance. The 2025 Sierra 3500HD Denali is the ultimate blend of strength, sophistication, and state-of-the-art technology.

    Style, comfort, Technology, and safety you have come to expect from Preston GM. Situated in the heart of Langley, we invite you to explore our extensive range of new GM vehicles, apply for financing, see current offers, book a test drive, and more at www.prestongm.com. Trade in’s welcome.*

    ‌
    Packages & Options
    Standard Equipment
    Technical Specifications
    Installed Packages
    • Denali Preferred Equipment Group • 5SA
      includes standard equipment
    • Engine, Duramax 6.6L Turbo-Diesel V8, B20-Diesel Compatible • L5P
      (470 hp [350.5 kW] @ 2800 rpm, 975 lb-ft of torque [1322 Nm] @ 1600 rpm) (Includes (K05) engine block heater.)
    • Transmission, Allison 10-Speed Automatic • MGM
    • Gvwr, 12,100 Lbs. (5488 Kg) With Single Rear Wheels • G4Y
    • Rear Axle, 3.42 Ratio • GU6
    • Wheels, 20" (50.8 Cm) Ultra-Bright Machined Wheels With Bright Chrome Inserts • Q7F
      with Black painted pockets
    • White Frost Tricoat • G1W
    • Seats, Front Bucket With Centre Console • A50
    • Jet Black, Forge Perforated Leather Seating Surfaces • H2X
    • Audio System, 13.4" Diagonal Premium Gmc Infotainment System • IOK
      with Google built in apps such as navigation and voice assistance, includes colour touch-screen, multi-touch display, AM/FM stereo, Bluetooth streaming audio for music and most phones; featuring wireless Android Auto and Apple CarPlay capability for compatible phones.
    • Denali Reserve Package • PEC
      includes (CWM) Technology Package and (CF5) power sunroof
    • Technology Package • CWM
      includes (DRZ) Rear Camera Mirror and (UV6) Multicolour 15" Diagonal Head-Up Display
    • Engine Block Heater • K05
    • Alternator, 220 Amps • KW5
    • Exhaust Brake • K40
    • Sunroof, Power • CF5
    • Assist Steps, Power-Retractable • BRS
      with LED perimeter lighting and bright accent
    • Winter Grille Cover • BHP
    • License Plate Kit, Front • VK3
    • Multicolour 15" Diagonal Head-Up Display • UV6
    • Rear Camera Mirror • DRZ
      inside rearview auto-dimming with full camera display
    No matches were found.
    Options
    • Air Conditioning
    • Alloy Wheels
    • Backup Camera
    • Bluetooth Connection
    • Cooled Seats
    • Cruise Control
    • Heated Seats
    • Keyless Entry
    • Lane Assist
    • Leather Seats
    • Navigation System
    • Parking Sensors
    • Power Seats
    • Power Windows
    • Remote Start
    • Running Boards
    • Satellite Radio
    • Smart Device Integration
    • Wi-Fi Hotspot
    No matches were found.
    Entertainment
    • AM/FM Stereo
    • Auxiliary Audio Input
    • Bluetooth Connection
    • MP3 Player
    • Navigation System
    • Smart Device Integration
    • Requires Subscription
    • Satellite Radio
    • Premium Sound System
    • WiFi Hotspot
    Exterior
    • Aluminum Wheels
    • Tires - Front All-Terrain
    • Tires - Rear All-Terrain
    • Conventional Spare Tire
    • Tire carrier lock keyed cylinder lock that utilizes same key as ignition and door
    • Bumper, front, body-colour lower
    • Bumper, rear body-colour with bumper CornerSteps
    • CornerStep, rear bumper
    • Bed Step, Black integrated on forward portion of bed on driver and passenger side
    • Running Boards/Side Steps
    • Mouldings, beltline, stainless steel
    • Wheelhouse liners, rear (Not available with dual rear wheel models.)
    • Bed Liner
    • Cargo tie downs (12), fixed, rated at 500 lbs per corner
    • Grille, Signature Chrome Denali grille
    • Daytime Running Lights
    • LED Headlights
    • Automatic Highbeams
    • Fog Lamps
    • Taillamps, Animated LED Signature Tail, Stop, turn and Reverse lamps
    • Lamps, cargo area, cab mounted integrated with centre high mount stop lamp, with switch in bank on left side of steering wheel
    • LED Cargo Area Lighting located in cargo bed activated with switch on centre switch bank or key fob
    • Lamps, Smoked Amber roof marker, (LED) (Standard with dual rear wheels.)
    • Heated Mirrors
    • Integrated Turn Signal Mirrors
    • Power Folding Mirrors
    • Power Mirror(s)
    • Intermittent Wipers
    • Rain Sensing Wipers
    • Variable Speed Intermittent Wipers
    • Privacy Glass
    • Rear Defrost
    • Sliding Rear Window
    • LPO, Polished exhaust tip (dealer-installed) (Requires (L8T) 6.6L V8 gas engine. Not included with (L5P) Duramax 6.6L Turbo Diesel V8 engine.)
    • Door handles, chrome
    • Integrated Tailgate Step
    • Tailgate and bed rail protection caps, top
    • Tailgate, gate function manual with EZ Lift includes power lock and release, includes hitch area light
    Interior
    • Bucket Seats
    • Leather Seats
    • Driver Adjustable Lumbar
    • Power Driver Seat
    • Passenger Adjustable Lumbar
    • Power Passenger Seat
    • Pass-Through Rear Seat
    • Rear Bench Seat
    • Heated Front Seat(s)
    • Cooled Front Seat(s)
    • Heated Rear Seat(s)
    • Mirror Memory
    • Seat Memory
    • Centre Console, floor-mounted with cup holders, cell phone storage, power cord management, hanging file folder capability
    • Floor covering, colour-keyed carpeting
    • Floor Mats
    • Heated Steering Wheel
    • Adjustable Steering Wheel
    • Steering Wheel Audio Controls
    • Driver Information Centre, enhanced, 12.3" diagonal reconfigurable multicolour digital display
    • GMC Premium information Display- 13.4" diagonal Multicolour touch screen
    • Compass, located in instrument cluster
    • Tire Pressure Monitor
    • Window, power front, drivers express up/down
    • Power Windows
    • Power Door Locks
    • Remote Engine Start
    • Keyless Entry
    • Keyless Start
    • Adaptive Cruise Control
    • Cruise Control
    • Universal Garage Door Opener
    • Security System
    • Wireless Charging
    • Power outlet, instrument panel, 120-volt (400 watts shared with (KC9) bed mounted power outlet)
    • USB ports, (2) charge-only, rear
    • Auxiliary Audio Input
    • MP3 Player
    • Power outlet, bed mounted, 120-volt (400 watts shared with (KI4) instrument panel mounted power outlet)
    • A/C
    • Climate Control
    • Multi-Zone A/C
    • Rear Defrost
    • Auto-Dimming Rearview Mirror
    • Assist handles, front A-pillar mounted for driver and passenger, rear B-pillar mounted
    Mechanical
    • 8 Cylinder Engine
    • Gasoline Fuel
    • 10-Speed A/T
    • A/T
    • Rear axle, 3.73 ratio (Requires (L8T) 6.6L V8 gas engine.)
    • Running Boards/Side Steps
    • Keyless Start
    • Air filter, heavy-duty
    • Air filtration monitoring
    • Transfer case, two-speed active electronic Autotrac with push button control
    • Locking/Limited Slip Differential
    • Four Wheel Drive
    • Cooling, external engine oil cooler
    • Cooling, auxiliary external transmission oil cooler
    • Battery, heavy-duty 720 cold-cranking amps/80 Amp-hr maintenance-free with rundown protection and retained accessory power (Included and only available with (L8T) 6.6L V8 gas engine.)
    • Alternator, 170 amps (Requires (L8T) 6.6L V8 gas engine.)
    • Trailer brake controller, integrated
    • Tow Hooks
    • Frame, fully-boxed, hydroformed front section and a fully-boxed stamped rear section
    • Skid Plates protect the oil pan, front axle and transfer case
    • Suspension, Off-Road includes twin-tube shocks (Not available with dual rear wheels.)
    • Power Steering
    • 4-Wheel Disc Brakes
    • ABS
    • Brake lining wear indicator
    Package
    • Automatic Highbeams
    • Front Collision Mitigation
    • Front Collision Warning
    • Lane Departure Warning
    • X31 Off-Road Package includes (JHD) Hill Descent Control, (NZZ) skid plates, Off-Road suspension and Twin-tube Rancho shocks (Not available with dual rear wheels.)
    • Tow Hitch
    • ProGrade Trailering System includes (PZ8) Hitch Guidance with Hitch View and (UET) In-vehicle Trailering App
    Processing-other
    • Trailering Information Label provides max trailer ratings for tongue weight, conventional, gooseneck and 5th wheel trailering
    Safety
    • Front Collision Mitigation
    • Front Collision Warning
    • Stability Control
    • Traction Control
    • Hill Descent Control (Not available with dual rear wheels.)
    • Daytime Running Lights
    • Driver Air Bag
    • Front Head Air Bag
    • Front Side Air Bag
    • Passenger Air Bag
    • Passenger Air Bag Sensor
    • Rear Head Air Bag
    • Requires Subscription
    • Telematics
    • Rear Parking Aid
    • Aerial View Display System
    • Back-Up Camera
    • Bed View Camera camera in the CHMSL to show a view of the cargo bed, display located in infotainment screen, includes Two Trailer Camera Provisions
    • Hitch Guidance dynamic single line to aid in truck trailer alignment for hitching
    • Trailer Camera Provisions and trailer viewing software
    • Cross-Traffic Alert
    • Blind Spot Monitor
    • Lane Departure Warning
    • Following Distance Indicator (Included and only available with (PDI) Sierra HD Pro Safety.)
    • Safety Alert Seat
    • Rear Seat Reminder
    • Driver Restriction Features
    • Seat Belt Adjustable Guide Loops, front row only
    • Rear Seat Belt Indicator (Requires Crew Cab or Double Cab model.)
    • Buckle to Drive prevents vehicle from being shifted out of Park until driver seat belt is fastened; times out after 20 seconds and encourages seat belt use (Included and only available with (PDI) Sierra HD Pro Safety)
    • Tire Pressure Monitor
    No matches were found.
    Summary
    • Vehicle Name
      GMC Sierra 3500HD
    • Body Style
      Crew Cab Pickup
    • Body Code
      E63
    Transmission
    • Drivetrain
      Four Wheel Drive
    • Trans Order Code
      MGM
    • Trans Type
      10
    • Trans Description Cont.
      Automatic
    • First Gear Ratio (:1)
      4.54
    • Second Gear Ratio (:1)
      2.87
    • Third Gear Ratio (:1)
      2.06
    • Fourth Gear Ratio (:1)
      1.72
    • Fifth Gear Ratio (:1)
      1.48
    • Sixth Gear Ratio (:1)
      1.26
    • Seventh Gear Ratio (:1)
      1.00
    • Eighth Gear Ratio (:1)
      0.85
    • Ninth Gear Ratio (:1)
      0.69
    • Tenth Gear Ratio (:1)
      0.63
    • Reverse Ratio (:1)
      4.54
    Interior dimensions
    • Passenger Capacity
      5
    • Front Head Room (in)
      43.03
    • Front Leg Room (in)
      44.53
    • Front Shoulder Room (in)
      66.02
    • Front Hip Room (in)
      61.18
    • Second Head Room (in)
      40.12
    • Second Leg Room (in)
      43.4
    • Second Shoulder Room (in)
      65.3
    • Second Hip Room (in)
      60.24
    Weight information
    • Gross Axle Wt Rating - Front (lbs)
      5600
    • Gross Axle Wt Rating - Rear (lbs)
      7250
    • Curb Weight - Front (lbs)
      4041
    • Curb Weight - Rear (lbs)
      2938
    • Gross Vehicle Weight Rating Cap (lbs)
      12100
    • Gross Combined Wt Rating (lbs)
      30000
    Trailering
    • Dead Weight Hitch - Max Trailer Wt. (lbs)
      5000
    • Dead Weight Hitch - Max Tongue Wt. (lbs)
      500
    • Wt Distributing Hitch - Max Trailer Wt. (lbs)
      20000
    • Wt Distributing Hitch - Max Tongue Wt. (lbs)
      2000
    • Fifth Wheel Hitch - Max Trailer Wt. (lbs)
      21200
    • Fifth Wheel Hitch - Max Tongue Wt. (lbs)
      5300
    • Maximum Trailering Capacity (lbs)
      20000
    Engine
    • Engine Order Code
      L5P
    • Engine Type
      Turbocharged Diesel V8
    • Displacement
      6.6L
    • Fuel System
      Direct Injection
    • SAE Net Horsepower @ RPM
      470 @ 2800
    • SAE Net Torque @ RPM
      975 @ 1600
    • Engine Oil Cooler
      Yes
    Electrical
    • Cold Cranking Amps @ 0° F (Primary)
      720
    • Maximum Alternator Capacity (amps)
      220
    Frame
    • Frame Type
      Hydroformed
    Suspension
    • Suspension Type - Front
      Short/Long Arm w/Torsion Bars
    • Suspension Type - Rear
      3-Stage Multi-Leaf
    • Axle Type - Front
      Independent
    • Axle Ratio (:1) - Front
      3.42
    • Axle Ratio (:1) - Rear
      3.42
    • Shock Absorber Diameter - Front (mm)
      51
    • Shock Absorber Diameter - Rear (mm)
      51
    • Stabilizer Bar Diameter - Front (in)
      1.38
    Tires
    • Front Tire Order Code
      QF9
    • Rear Tire Order Code
      QF9
    • Spare Tire Order Code
      ZYG
    • Front Tire Size
      LT275/65R20
    • Rear Tire Size
      LT275/65R20
    • Spare Tire Size
      LT275/70R18
    Wheels
    • Front Wheel Size (in)
      20 x 8.5
    • Rear Wheel Size (in)
      20 x 8.5
    • Spare Wheel Size (in)
      18 x 8
    • Front Wheel Material
      Aluminum
    • Rear Wheel Material
      Aluminum
    • Spare Wheel Material
      Steel
    Steering
    • Steering Type
      Pwr Recirculating Ball
    • Steering Ratio (:1), At Lock
      N/A
    • Turning Diameter - Curb to Curb (ft)
      52.7
    • Turning Diameter - Wall to Wall (ft)
      N/A
    Brakes
    • Brake Type
      Pwr
    • Brake ABS System
      4-Wheel
    • Disc - Front
      Yes
    • Disc - Rear
      Yes
    • Front Brake Rotor Diam x Thickness (in)
      14 x 1.6
    • Rear Brake Rotor Diam x Thickness (in)
      14.1 x 1.3
    Fuel tank
    • Fuel Tank Capacity, Approx (L)
      136
    Exterior dimensions
    • Wheelbase (in)
      158.94
    • Length, Overall (in)
      250.75
    • Width, Max w/o mirrors (in)
      81.85
    • Height, Overall (in)
      80.87
    • Cab to Axle (in)
      42.17
    • Ground Clearance, Front (in)
      11.18
    • Ground Clearance, Rear (in)
      11.18
    Cargo area dimensions
    • Cargo Box Length @ Floor (in)
      82.2
    • Cargo Box Width @ Floor (in)
      71.4
    • Cargo Box Width @ Wheelhousings (in)
      51.85
    • Cargo Box (Area) Height (in)
      21
    • Cargo Volume (ft³)
      69.5
    No matches were found.
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    Price:
    $124,214
    • Non-Stackable Cash Delivery Allowance (NSCDA) - CBG
      Required packages: 5SD
             -$10,000
    Sale Price
    $114,214
    Advertised Prices Do Not Include $595.00 Documentation And $150.00 Fuel If Applicable And Are Subject To Applicable Taxes And Levies. Prices And Payments Are Subject To Change Based On Manufacturer Incentives, Vehicles Are Subject To Availability.
    Finance from
    $796 bw
    $124,214.00 x 84 months @ 4.49% APR with $0.00 down payment (7.14% effective rate, cost of borrowing $20,647.43). Plus taxes and licence.
    Lease from
    $830 bw
    $124,214.00 x 48 months @ 5.9% APR with $0.00 down payment (16,000 km/yr lease allowance, 9.01% effective rate, cost of borrowing $22,112.25). Plus taxes and licence.
    View Details
    2025 GMC Sierra EV Max Range Denali
    e4WD Crew Cab Max Range Denali
    VIN: 1GT40LEL7SU405841
    • Body Style
      Truck
    • Exterior Colour
      Black
    • Transmission
      Automatic
    • Drivetrain
      4×4
    • Stock #
      5202560
    Demo
    Price:
    $124,214
    • Non-Stackable Cash Delivery Allowance (NSCDA) - CBG
      Required packages: 5SD
             -$10,000
    Sale Price
    $114,214
    Advertised Prices Do Not Include $595.00 Documentation And $150.00 Fuel If Applicable And Are Subject To Applicable Taxes And Levies. Prices And Payments Are Subject To Change Based On Manufacturer Incentives, Vehicles Are Subject To Availability.
    Finance from
    $796 bw
    $124,214.00 x 84 months @ 4.49% APR with $0.00 down payment (7.14% effective rate, cost of borrowing $20,647.43). Plus taxes and licence.
    Lease from
    $830 bw
    $124,214.00 x 48 months @ 5.9% APR with $0.00 down payment (16,000 km/yr lease allowance, 9.01% effective rate, cost of borrowing $22,112.25). Plus taxes and licence.
    Explore Payments
    View Details
    Price:
    $122,954
    • Non-Stackable Cash Delivery Allowance (NSCDA) - CBG
      Required packages: 5SD
             -$10,000
    Sale Price
    $112,954
    Advertised Prices Do Not Include $595.00 Documentation And $150.00 Fuel If Applicable And Are Subject To Applicable Taxes And Levies. Prices And Payments Are Subject To Change Based On Manufacturer Incentives, Vehicles Are Subject To Availability.
    Finance from
    $788 bw
    $122,954.00 x 84 months @ 4.49% APR with $0.00 down payment (7.16% effective rate, cost of borrowing $20,437.99). Plus taxes and licence.
    Lease from
    $821 bw
    $122,954.00 x 48 months @ 5.9% APR with $0.00 down payment (16,000 km/yr lease allowance, 9.04% effective rate, cost of borrowing $21,887.95). Plus taxes and licence.
    View Details
    2025 GMC Sierra EV Max Range Denali
    e4WD Crew Cab Max Range Denali
    VIN: 1GT40LEL8SU406903
    • Body Style
      Truck
    • Exterior Colour
      Black
    • Transmission
      Automatic
    • Drivetrain
      4×4
    • Stock #
      5202940
    Price:
    $122,954
    • Non-Stackable Cash Delivery Allowance (NSCDA) - CBG
      Required packages: 5SD
             -$10,000
    Sale Price
    $112,954
    Advertised Prices Do Not Include $595.00 Documentation And $150.00 Fuel If Applicable And Are Subject To Applicable Taxes And Levies. Prices And Payments Are Subject To Change Based On Manufacturer Incentives, Vehicles Are Subject To Availability.
    Finance from
    $788 bw
    $122,954.00 x 84 months @ 4.49% APR with $0.00 down payment (7.16% effective rate, cost of borrowing $20,437.99). Plus taxes and licence.
    Lease from
    $821 bw
    $122,954.00 x 48 months @ 5.9% APR with $0.00 down payment (16,000 km/yr lease allowance, 9.04% effective rate, cost of borrowing $21,887.95). Plus taxes and licence.
    Explore Payments
    View Details
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    Preston Chevrolet Buick GMC, BC / New Vehicles / 2025 GMC Sierra 3500HD Denali
    Customize your payment
    Cash
    Finance
    Lease
    Price $121,179
    • Non-Stackable Cash Delivery Allowance (NSCDA) - CBG
      -$5,000
      Required packages: 5SA
      Valid from 2025/05/01 - 2025/06/02
    Sale Price $116,179
    Advertised Prices Do Not Include $595.00 Documentation And $150.00 Fuel If Applicable And Are Subject To Applicable Taxes And Levies. Prices And Payments Are Subject To Change Based On Manufacturer Incentives, Vehicles Are Subject To Availability.
    Term (mo.)
    Frequency
    Purchase Price $121,179
    Interest rate
    2.99%
    Finance For
    $121,179.00 x 84 months @ 2.99% APR with $0.00 down payment (4.29% effective rate, cost of borrowing $13,192.84). Plus taxes and licence.
    $738 / bw
    Term (mo.)
    Frequency
    Mileage Allowance
    Purchase Price $121,179
    Interest rate
    7.9%
    Lease For
    $121,179.00 x 48 months @ 7.9% APR with $0.00 down payment (16,000 km/yr lease allowance, 9.41% effective rate, cost of borrowing $29,594.95). Plus taxes and licence.
    $849 / bw
    Book a Test Drive

    Book a Test Drive

    Best Time to Call
    By subscribing to SMS notifications, you agree to receive recurring automated and non-automated messages from Preston Chevrolet Buick GMC Cadillac Ltd.. Reply STOP to unsubscribe. Message and data rates may apply. View our Privacy Policy for more information.
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    Calculate Payments
    Finance
    Lease
    Total Obligation
    $134,372
    Biweekly
    $738
    $121,179.00 x 84 months @ 2.99% APR with $0.00 down payment (4.29% effective rate, cost of borrowing $13,192.84). Plus taxes and licence.
    Total Obligation
    $88,289
    Biweekly
    $849
    $121,179.00 x 48 months @ 7.9% APR with $0.00 down payment (16,000 km/yr lease allowance, 9.41% effective rate, cost of borrowing $29,594.95). Plus taxes and licence.